Banks, credit institutions, and specialized asset managers often face a massive challenge in the area of non-performing loans (NPLs): The real estate pledged as collateral (distressed assets) is in an visually and structurally desolate condition. When loans default and properties go into foreclosure or forced sale, the appraiser photos often reflect the sad reality: cluttered rooms (hoarding conditions), substantial signs of wear and tear, poor lighting conditions, and a high degree of disorder. Marketing such properties based on these unvarnished raw data is economically highly inefficient. Prospective buyers or bidders at foreclosure auctions are usually not able to to actually recognize the potential of a property through the clutter. They calculate extreme risk discounts and renovation costs into their bids. The result is liquidation proceeds that are far below the actual asset value of the property, thus causing direct losses (write-offs) on the bank's balance sheet. A physical clearing or even renovation before the sale (CapEx) is usually budgetarily excluded. It is exactly here that our highly specialized real estate image editing for banks provides the solution.

We rely on a purely digital marketing lever. They transmit to us the often dreary photos of the appraisers or experts. Our retouchers use state-of-the-art CGI and image editing techniques to digitally revitalize these distressed assets. Our most important tool for banks is 'digital decluttering'. In doing so, we remove all garbage, damaged furniture and disturbing inventory completely from the pictures with the help of software. The rooms are digitally cleaned, walls straightened and floor coverings neutrally restored. A chaotic eyesore is thus transformed into a broom-clean, bright room that reveals its true architecture and size. In a second In this step, we can now furnish these empty spaces through 'Digital Home Staging' with high-quality virtual furniture to show potential buyers an emotional vision for the future. Through this visual repositioning in the exposé or disposal dossier, we turn the psychological perception of interested parties by 180 degrees. The property is no longer perceived as a problem case (liability), but as a lucrative investment property (asset) with great potential. This transformation has been proven to lead to a broader field of bidders, emotionally more positive purchase decisions, and ultimately a significantly higher recovery rate for your financial institution – and all at a fraction of the cost of a real clearance.